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Do You Really Need Business Insurance?

It’s a question many business owners ask. Do I need business insurance? The answer is an emphatic YES! This insurance is there to protect the business owner from the many risks their company faces. There are many ideas floating around in the business world, with an idea from every business owner who thinks insurance is unnecessary.

However, for every argument against it, there are fifty arguments for it.

Many business owners are naïve enough to think they won’t need it because they will never be sued. They may think their business is too small for anyone to waste their time suing them, or that they don’t have the funds to cover a suit anyway, so who cares?

Well, the truth is that a business is required to pay off a suit, whether they have the funds or not. If you don’t have it, a lien will be placed on your business. All non-liquid assets will also be seized and sold off to pay your debt. This is only one of the million reasons you need to protect yourself with business insurance.